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Money in Guatemala

Guatemala uses the Guatemalan quetzal. Here is how to pay there, whether to tip, and what common amounts are worth.

Currency
GTQGuatemalan quetzal
Symbol
Q
Tipping
Appreciated

Paying in Guatemala

Carry cash for markets and small towns. Use ATMs inside banks.

Cards
Accepted in cities and tourist areas
Cash
Cash is needed at markets, small shops, food stalls and rural businesses. Cards work mainly at hotels, restaurants and larger tourist businesses, and some add a fee or minimum.
ATMs
ATMs are widely found in Guatemala City, Antigua, Quetzaltenango and Flores but are less common in rural areas. World Travel Guide advises using ATMs inside banks, shopping centres or hotels, and Original Travel says debit cards are sometimes rejected by ATMs.
Foreign currency
Some hotels and tour operators in major tourist areas accept US dollars, but change is given in quetzales at a rate that may be worse than the official one.
Exchanging money
Original Travel advises changing money in hotels, at banks or at foreign exchange offices.
Watch out for
Check ATMs for tampering and pay in quetzales if a card terminal offers a choice. Amounts of US$10,000 or more must be declared on entry or exit.

Tipping in Guatemala

Restaurant bills often include a suggested 10% tip, so check before adding more. Tip guides and drivers, about US$6–10 and US$3–5 per person a day on group tours.

Appreciated: Tipping isn't required, but a tip or rounding up is welcome.

Sources checked: World Travel Guide, Original Travel, Living in Guatemala, Discover Corps, Freewheelings.

Convert to and from GTQ

Quick reference

AmountUSDEURGBP
17.64 GTQ8.56 GTQ10.25 GTQ
1076.41 GTQ85.61 GTQ103 GTQ
50382 GTQ428 GTQ513 GTQ
100764 GTQ856 GTQ1,025 GTQ
5003,821 GTQ4,280 GTQ5,127 GTQ

What each amount is worth in GTQ. Mid-market rates from 2 November 2026, 17:00 UTC.

Common questions

What currency does Guatemala use?

Guatemala uses the Guatemalan quetzal (GTQ).

Do you need to tip in Guatemala?

Appreciated. Restaurant bills often include a suggested 10% tip, so check before adding more. Tip guides and drivers, about US$6–10 and US$3–5 per person a day on group tours.

Can you pay by card in Guatemala?

Accepted in cities and tourist areas. Cash is needed at markets, small shops, food stalls and rural businesses. Cards work mainly at hotels, restaurants and larger tourist businesses, and some add a fee or minimum.

Are there ATMs in Guatemala?

ATMs are widely found in Guatemala City, Antigua, Quetzaltenango and Flores but are less common in rural areas. World Travel Guide advises using ATMs inside banks, shopping centres or hotels, and Original Travel says debit cards are sometimes rejected by ATMs.

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