Money in Indonesia
Indonesia uses the Indonesian rupiah. Here is how to pay there, whether to tip, and what common amounts are worth.
- Currency
- IDRIndonesian rupiah
- Symbol
- Rp
- Tipping
- Appreciated
Paying in Indonesia
Prices run into tens of thousands. In Bali, use ATMs inside banks or malls.
- Cards
- Accepted in cities and tourist areas
- Cash
- Cash is still essential for small shops, transport and fuel, and small vendors often cannot make change for large notes. Carry 50,000 and 20,000 rupiah notes.
- ATMs
- Bali.com reports limits of 1,250,000 IDR per transaction on 50,000-note machines and 3,000,000 IDR on 100,000-note machines, with a daily maximum of 6,000,000 IDR. Use ATMs inside banks, malls or shops with security cameras because skimming devices have been found.
- Foreign currency
- Transactions are in rupiah, and US dollars are the most useful foreign currency to bring for exchange.
- Exchanging money
- Use authorised money changers with clear signage, security cameras and posted rates. Changers are picky about foreign notes, so bring crisp, unfolded notes.
- Watch out for
- Hole-in-the-wall changers may add surprise charges or miscount, so count your cash before leaving the counter. Small vendors may add about 3% for card payments, and carrying more than IDR 100,000,000 requires a declaration (as reported by Bali.com).
Tipping in Indonesia
Check the bill for a service charge. If there isn't one, 5–10% is welcome. Tip drivers and guides.
Appreciated: Tipping isn't required, but a tip or rounding up is welcome.
Sources checked: Bali.com, Bamboo Travel, Wonderful Indonesia (indonesia.travel), Experience Travel Group, Jacada Travel, Lonely Planet.
Convert to and from IDR
Quick reference
| Amount | USD | EUR | GBP |
|---|---|---|---|
| 1 | 18,113 IDR | 20,291 IDR | 24,305 IDR |
| 10 | 181,126 IDR | 202,914 IDR | 243,047 IDR |
| 50 | 905,630 IDR | 1,014,571 IDR | 1,215,237 IDR |
| 100 | 1,811,260 IDR | 2,029,141 IDR | 2,430,474 IDR |
| 500 | 9,056,300 IDR | 10,145,705 IDR | 12,152,372 IDR |
What each amount is worth in IDR. Mid-market rates from 2 November 2026, 17:00 UTC.
Common questions
What currency does Indonesia use?
Indonesia uses the Indonesian rupiah (IDR).
Do you need to tip in Indonesia?
Appreciated. Check the bill for a service charge. If there isn't one, 5–10% is welcome. Tip drivers and guides.
Can you pay by card in Indonesia?
Accepted in cities and tourist areas. Cash is still essential for small shops, transport and fuel, and small vendors often cannot make change for large notes. Carry 50,000 and 20,000 rupiah notes.
Are there ATMs in Indonesia?
Bali.com reports limits of 1,250,000 IDR per transaction on 50,000-note machines and 3,000,000 IDR on 100,000-note machines, with a daily maximum of 6,000,000 IDR. Use ATMs inside banks, malls or shops with security cameras because skimming devices have been found.