Money in Singapore
Singapore uses the Singapore dollar. Here is how to pay there, whether to tip, and what common amounts are worth.
- Currency
- SGDSingapore dollar
- Symbol
- S$
- Tipping
- Not expected
Paying in Singapore
Cards and contactless are accepted in most shops, restaurants and on public transport. Carry some cash for hawker stalls, street vendors and small purchases.
- Cards
- Widely accepted
- Cash
- Hawker stalls, street vendors, street markets and some small shops may be cash-only, and cash is common for purchases under S$10 (Wise, ATM Fee Saver). Some taxis may not take cards.
- ATMs
- Most ATMs accept Visa and Mastercard. Wise reports some ATMs are free for foreign cards while others charge about 3 to 8 SGD, with limits of about 300 to 2,000 SGD per transaction; ATM Fee Saver names UOB and Maybank as the best ATMs for foreigners.
- Foreign currency
- ATM Fee Saver says transacting in other currencies is not usually possible.
- Exchanging money
- ATM Fee Saver recommends licensed money changers that display a Monetary Authority of Singapore licence, such as The Arcade, Lucky Plaza and Mustafa Centre, and says to avoid airport exchange counters. Wise advises choosing SGD if offered a charge in your home currency.
- Watch out for
- ATM Fee Saver warns against the black market and advises checking the posted rate and counting cash before leaving the counter. Wise advises carrying a backup payment method because payment systems can malfunction.
Tipping in Singapore
Most restaurants add a 10% service charge, so no extra tip is needed.
Not expected: Tipping isn't customary, and you can skip it without offence.
Sources checked: Wise, ATM Fee Saver, Jacada Travel, Qantas Travel Insider, Lonely Planet.
Convert to and from SGD
Quick reference
| Amount | USD | EUR | GBP |
|---|---|---|---|
| 1 | 1.28 SGD | 1.43 SGD | 1.72 SGD |
| 10 | 12.79 SGD | 14.33 SGD | 17.16 SGD |
| 50 | 63.94 SGD | 71.64 SGD | 85.80 SGD |
| 100 | 128 SGD | 143 SGD | 172 SGD |
| 500 | 639 SGD | 716 SGD | 858 SGD |
What each amount is worth in SGD. Mid-market rates from 2 November 2026, 17:00 UTC.
Common questions
What currency does Singapore use?
Singapore uses the Singapore dollar (SGD).
Do you need to tip in Singapore?
Not expected. Most restaurants add a 10% service charge, so no extra tip is needed.
Can you pay by card in Singapore?
Widely accepted. Hawker stalls, street vendors, street markets and some small shops may be cash-only, and cash is common for purchases under S$10 (Wise, ATM Fee Saver). Some taxis may not take cards.
Are there ATMs in Singapore?
Most ATMs accept Visa and Mastercard. Wise reports some ATMs are free for foreign cards while others charge about 3 to 8 SGD, with limits of about 300 to 2,000 SGD per transaction; ATM Fee Saver names UOB and Maybank as the best ATMs for foreigners.