Money in Philippines
Philippines uses the Philippine peso. Here is how to pay there, whether to tip, and what common amounts are worth.
- Currency
- PHPPhilippine peso
- Symbol
- ₱
- Tipping
- Appreciated
Paying in Philippines
Cash is the norm on smaller islands.
- Cards
- Accepted in cities and tourist areas
- Cash
- Credit cards are mainly accepted in expensive hotels, shops and restaurants or for large purchases. Carry enough pesos for other provinces and remote areas.
- ATMs
- ATMs are widespread in cities and major tourist areas but may be absent on smaller islands and in mountain areas. Check ahead before relying on them, and notify your bank before travelling to avoid blocked withdrawals.
- Foreign currency
- US dollars are the most useful foreign currency to bring, and pounds sterling and US dollars can be exchanged at banks, hotels and some shops.
- Exchanging money
- Use authorised money changers or banks, and count the money before leaving the booth. Rates worsen the farther you travel from Manila.
- Watch out for
- World Travel Guide states a limit of Php10,000 on local currency and US$10,000 equivalent on foreign currency taken in or out without authorisation or declaration. Credit card cash advances carry a relatively large fee.
Tipping in Philippines
Check for a service charge. Otherwise 10% in restaurants, and small change for drivers and porters.
Appreciated: Tipping isn't required, but a tip or rounding up is welcome.
Sources checked: Bamboo Travel, World Travel Guide, Newport World Resorts, Wendy Wu Tours, Lonely Planet.
Convert to and from PHP
Quick reference
| Amount | USD | EUR | GBP |
|---|---|---|---|
| 1 | 63.22 PHP | 70.82 PHP | 84.83 PHP |
| 10 | 632 PHP | 708 PHP | 848 PHP |
| 50 | 3,161 PHP | 3,541 PHP | 4,242 PHP |
| 100 | 6,322 PHP | 7,082 PHP | 8,483 PHP |
| 500 | 31,609 PHP | 35,411 PHP | 42,415 PHP |
What each amount is worth in PHP. Mid-market rates from 2 November 2026, 17:00 UTC.
Common questions
What currency does Philippines use?
Philippines uses the Philippine peso (PHP).
Do you need to tip in Philippines?
Appreciated. Check for a service charge. Otherwise 10% in restaurants, and small change for drivers and porters.
Can you pay by card in Philippines?
Accepted in cities and tourist areas. Credit cards are mainly accepted in expensive hotels, shops and restaurants or for large purchases. Carry enough pesos for other provinces and remote areas.
Are there ATMs in Philippines?
ATMs are widespread in cities and major tourist areas but may be absent on smaller islands and in mountain areas. Check ahead before relying on them, and notify your bank before travelling to avoid blocked withdrawals.